“Providing affordable Financial Services”
“Explore Loan Solutions That Fit Your Needs!”
Whether It’s Personal, Asset Financing, or Employee Loans – We’ve Got You Covered.
Minimum loan amount of K300.00 to maximum of K10,000.00 with repayment on fortnightly bases
from 5 to 20 paydays or on off payments at the minimum rate of 26% to 50%.
Overview
- Loan amounts: K300.00 to K10,000.00.
- Repayment period: 1–26 fortnights.
- Competitive interest rates: 26%–50%.
* Rates & Repayment info, please download documents below.
Download!
Employers can enhance your employees’ financial wellness with our employee loan solutions.
Features:
- Payroll-based repayments.
- Competitive rates for employees.
* Rates & Repayment info, please download documents below.
Download!
Own the assets you need for business or personal growth with our tailored asset financing solutions.
Features:
- Financing for vehicles, equipment, and more.
- Structured payment plans.
- Expert guidance throughout the process.
Eligible Customers
- Permanent government employees
- Has a valid current form of Identification
- Is not on suspension or any disciplinary offense
- More than one year in employment
- Not on the retrenchment list
- Not under probation or casual
How To Obtain A Loan
- Fully complete Yumii Finance loan application forms
- Provide two latest original payslips. Copies will not be accepted
- Confirmation of bank account
- Copy identification. Current and valid. (Department Issued ID, Driver’s License or Passport)
- Copy of PVA and confirmation of PVA posting
- Resumption letter for education clients (Teachers)
- Confirmation letter of employment. New clients only
- Loan statement of highest existing deduction from other
- agencies/institutions
* Rates & Repayment info, please download documents below.
Download!
Yumii Finance Limited is transparent and does not offer personal loans to its clients who are below
the 50% take-home net. Also existing clients whose net has significantly below 50% will not be
deducted. This is to ensure that our clients have a sufficient amount to take care of their daily
expenses.
For example;
Total Gross Salary ……………….. K3,633.31
Tax ……………………………….. K1084.86
Super …………………………….. K126.89
Deduction ………………………… K1159.53
Net Salary ………………………… K1262.03
50% of the NET SALARY is the take home pay
NET SALARY/2
K1262.03/2
= K631.05
The above loan summary concludes that the client’s net is health and he/she is eligible for a loan.
However, should the client’s take home pay surpass the required 50% margin, he/she will NOT be
allowed a loan thus consequently their loan application will be immediately revoked.
Frequently Asked Questions
Q: What’s the minimum and maximum loan amount I can apply for?
A: You can apply for loans between K300.00 and K10,000.00.
Q: How long does it take to process my loan application?
A: Loans are processed the same day and disbursed to your bank account through the Kundu Pay system.
Q: Can I apply if my take-home pay is below 50% of my net salary?
A: Unfortunately, no. Our policy ensures that borrowers retain at least 50% of their net salary for daily expenses.